CompareMicrosoft 365 Copilot
Fig vs. Microsoft 365 Copilot
Microsoft 365 Copilot is the obvious choice if your company lives in Word, Excel, Outlook, and Teams. Fig is built for the rest of the day: the work that happens in Slack, in your CRM and ticketing systems, on phones and desktops, across whichever frontier model fits the task — on one usage-based bill, with no Microsoft 365 prerequisite and no separate meters for the agents.
Fig vs. Microsoft 365 Copilot, in short
Microsoft 365 Copilot is AI inside the Microsoft suite — Word, Excel, Outlook, Teams — priced at $30 a user on top of a Microsoft 365 license, with agents, Cowork, and governance metered or licensed separately. Fig is AI for companies whose work runs through Slack and SaaS tools: frontier models from multiple labs without regional exclusions, Enterprise Graph context across your whole stack, and agents included, all billed as usage from one shared pool with no seats and no suite to own first.
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| Feature | Fig | Microsoft 365 Copilot |
|---|---|---|
| Getting started | Self-serve today. No seat minimum, no sales cycle to begin. | Requires a Microsoft 365 plan; enterprises go through a rep. |
| Pricing model | Usage only. No seats; unlimited members; one shared credit pool. | $30/user + M365 license + credits for agents; Agent 365 is $15 more. |
| Models | Frontier models from multiple labs, routed per task. | OpenAI + Anthropic; Anthropic off by default in EU/UK, absent in gov clouds. |
| Where it runs | Slack (in-channel), desktop, mobile, and web. | Office apps, Teams, Copilot app; no native Slack. |
| Connectors & actions | Native connectors, computer use, MCP, approval gates on actions. | 100+ connectors; actions and grounding metered in credits. |
| Company context | Enterprise Graph: people, teams, projects, activity; follows source permissions. | Microsoft Graph and Work IQ, permission-trimmed. |
| Agents | Agent Builder, Orchestration, Governance — on the same usage pool. | Copilot Studio and Cowork; governance (Agent 365) sold separately. |
| Admin & compliance | SSO (SAML/OIDC), SCIM 2.0, scoped roles, audit export, break-glass re-auth. | Entra, Purview, ISO 27001/42001, HIPAA, EU Data Boundary. |
| Deployment | Managed cloud platform. | Commercial, GCC, GCC High, and DoD clouds. |
Included Partial or with conditions Not offered
No seats. Team members are free to add, and usage is billed from your team's shared credit pool — assistant, context, and agents on one meter.
See how usage pricing works →A stack: a Microsoft 365 license (E3 $39 or E5 $60 per user/month), plus the $30 Copilot add-on, plus Copilot Credits at $0.01 for agent actions, Cowork, Graph grounding, and premium reasoning, plus $15 for Agent 365 if you want agent governance. Or $99 per user/month for E7, which bundles most of it. Prepaid credit packs run $200 for 25,000 per month.
Analysts describe Copilot's 2026 pricing as a shift to "fee plus usage." Fig is usage only — there is no fee to get to the meter.
Copilot's list price is $30 a user, but that sits on a Microsoft 365 license, and the interesting parts — agents, Cowork, tenant-graph grounding, premium reasoning — draw down Copilot Credits on a second meter, with Agent 365 governance on a third line. Microsoft's own answer is the $99 E7 bundle. Fig has one line: usage from a shared pool, no seats, and no suite you have to own first.
Copilot became multi-model in 2026 — OpenAI and Anthropic, with admin control per provider. The footnotes matter: Anthropic is off by default across the EU, EFTA, and UK, sits outside the EU Data Boundary, and doesn't exist in GCC High or DoD. Fig routes every task across frontier models from multiple labs as a matter of course, with per-team controls over which models are in play.
If your team's day runs through Teams and Outlook, Copilot is where it should be. If it runs through Slack, a CRM, a ticketing system, and a dozen SaaS tools, Copilot reaches those through connectors and Azure Bot Service, not natively. Fig is in-channel in Slack, on desktop and mobile, and its Enterprise Graph treats your CRM and your Slack history as first-class context.
Teams whose work runs through Slack and a stack of SaaS tools rather than the Office suite, who want frontier models from multiple labs without regional caveats, and who'd rather pay for usage than for a seat, a suite, and a credit pack.
Organizations standardized on Microsoft 365 and Teams, who need Copilot inside Word, Excel, and PowerPoint, rely on Purview for data governance, or must deploy in GCC High or DoD — and are comfortable budgeting seats plus consumption.
For companies whose work happens in Slack and SaaS tools rather than inside Office documents, yes. Fig gives the whole team frontier models from multiple labs, company context through Enterprise Graph, and governed agents — as a self-serve platform billed on usage, with no Microsoft 365 prerequisite. If you need AI inside Word, Excel, and Teams meetings, Copilot is built for that.
The Copilot add-on is $30 per user/month on an annual plan, on top of a Microsoft 365 license (E3 is $39, E5 is $60 per user/month since July 2026). Agents, Cowork, and premium reasoning are metered separately in Copilot Credits at $0.01 each, and Agent 365 governance is another $15 per user/month. Microsoft's E7 bundle is $99 per user/month. Fig has no seats — usage is billed from a shared pool.
Not natively. Copilot runs in Microsoft 365 apps and the Copilot app; Copilot Studio agents can be published to Slack through Azure Bot Service. Fig runs in-channel in Slack as a native surface, alongside desktop, mobile, and web.
Partly. Copilot auto-selects between OpenAI and Anthropic models and offers a user picker, with admin control per provider — but Anthropic is off by default in the EU, EFTA, and UK, sits outside the EU Data Boundary, and is unavailable in GCC High and DoD. Fig routes tasks across frontier models from multiple labs with per-team controls and no regional exclusions of that kind.
Microsoft Graph is the deepest source of context for Microsoft data — mail, calendar, files, Teams — and Work IQ exposes it to Copilot and agents, permission-trimmed. Fig's Enterprise Graph maps the people, teams, projects, and activity across your whole stack, including Slack and your systems of record, with access that follows source permissions. Which is richer depends on where your company's work actually lives.
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